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Services: A Full Service Independent Insurance Agency Combined Insurance Services is a full service independent insurance agency meeting the needs of businesses, organizations and individuals. Please contact us to learn how you may benefit from the quality service available from our staff of professionals. The following is a partial list of insurance coverages that we have proven to be experts in - providing tailor made, affordable protection for our customers. Commercial Lines Insurance Coverages - Apartment Package
- Automobile
- Bonds
- Builders Risk
- Business Interruption
- Business Owner Package
- Cargo
- Commercial Package
Commercial Property insurance provides protection for the physical parts of your business: buildings, equipment, inventory, computers and other property. Commercial Liability insurance protects your business if your company is responsible for bodily injury or property damage to someone else. - Directors and Officers Liability Protection coverage for the directors and officers of your company for claims involving a broad range of allegations regarding the performance and duties of management.
- Electronic Data Products
- Errors and Omissions
- Equipment Floaters
- Excess Liability
- Flood
- Garage Liability
- General Liability
- Glass
- Inland Marine
- Owners Landlords and Tenants
- Product Liability
- Professional Liability (E&O) Protection for professionals who are expected to have extensive knowledge in their field, such as physicians, architects, accountants, technical consultants and other professional advisors. Professional E&O insurance protects against claims as a result for an error or omission in professional work and alleged negligence.
- Restaurant Package
- Special Event Package
- Workers' Compensation Provides coverage for medical payments and lost income to employees for injuries from work-related activities as required by state Workers' Compensation law.
- Many specific programs designed to meet the needs of your business or organization
Personal Lines Insurance Coverages - Automobile
Looking for some of the best protection on the road? Look no further. We offer high quality auto insurance from the industry's finest companies. - Boat
- Condo Owners
- Earthquake
- Fire
- Flood
- Homeowners
Whether you live in a country cottage or a city brownstone, protect your residence and its contents with homeowners insurance from one of our premium carriers. - Mobile Home
- Motorcycle
- Recreational Vehicles
- Rental Properties
- Renters
- Umbrella
Extended liability coverage for maximum financial protection and piece of mind in a volatile world.
Life & Health Insurance | Health Insurance: The rising costs of health insurance have become an increasing problem throughout the country. Businesses need a partner that can help them craft a program that best suits their needs. Whether it is a PPO, HMO, POS or Self-Funded plan, the experts at Combined Insurance Services can help. Combined Insurance Services represents several group and individual health carriers in our region. This assures the best pricing and program structure available. Life Insurance: Sometimes people forget to cover their most important asset…themselves. The death or disability of a family member can, in most cases, be more devastating than a fire. Life insurance, disability insurance and long term care are all designed to protect the family from these eventualities. Let us help you look at these coverages so that you and your family will be protected if the worst should happen. Life and Health Coverages: Dental Disability Coverages Family Health Group Health Individual Health Life Long Term Care Medicare Vision
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