COMBINED INSURANCE SERVICES

A Full Service Independent Insurance Agency

Combined Insurance Services is a full service independent insurance agency meeting the needs of businesses, organizations and individuals. Please contact us to learn how you may benefit from the quality service available from our staff of professionals.

The following is a partial list of insurance coverages that we have proven to be experts in - providing tailor made, affordable protection for our customers.

Commercial Lines Insurance Coverages

• Apartment Package

• Automobile

• Bonds

• Builders Risk

• Business Interruption

• Business Owner Package

• Cargo

• Commercial Package
  Commercial Property insurance provides protection for the physical parts of your business: buildings, equipment, inventory, computers and other property.
  Commercial Liability insurance protects your business if your company is responsible for bodily injury or property damage to someone else.
• Directors and Officers Liability  Protection coverage for the directors and officers of your company for claims involving a broad range of allegations regarding the performance and duties of management.
• Electronic Data Products

• Errors and Omissions

• Equipment Floaters

• Excess Liability

• Flood

• Garage Liability

• General Liability

• Glass

• Inland Marine

• Owners Landlords and Tenants

• Product Liability

• Professional Liability  (E&O) Protection for professionals who are expected to have extensive knowledge in their field, such as physicians, architects, accountants, technical consultants and other professional advisors. Professional E&O insurance protects against claims as a result for an error or omission in professional work and alleged negligence.
• Restaurant Package

• Special Event Package

• Workers' Compensation Provides coverage for medical payments and lost income to employees for injuries from work-related activities as required by state Workers' Compensation law.
• Many specific programs designed to meet the needs of your business or organization

Personal Lines Insurance Coverages

• Automobile
  Looking for some of the best protection on the road? Look no further. We offer high quality auto insurance from the industry's finest companies.
• Boat

• Condo Owners

• Earthquake

• Fire

• Flood

• Homeowners
  Whether you live in a country cottage or a city brownstone, protect your residence and its contents with homeowners insurance from one of our premium carriers.
• Mobile Home

• Motorcycle

• Recreational Vehicles

• Rental Properties

• Renters

• Umbrella
  Extended liability coverage for maximum financial protection and piece of mind in a volatile world.